We tried adding a 40 year old family member as an occasional user not a main driver to an 18 year old s policy which cut the premium by around 1 000.
Cheapest insurance for 18 year old drivers.
These seven tips show how it can cut your costs.
Whilst the average insurance cost is 1 342 this can go down to 711 for 17 year olds.
For an 18 year old male driver who is student driving a 2018 toyato camry getting 15 000 30 000 in bodily injury coverage 5 000 in property damage liability coverage 15 000 30 000 in.
Lowest premium for a 17 year.
Car insurance premiums are generally higher for younger drivers.
Becoming a licensed driver can seem overwhelming.
Nationally 18 year olds paid over 4 700 per year for car insurance which comes out to almost 400 a month.
And teenagers pay much more than older drivers for insurance.
Car insurance for a 17 year old.
Car insurance for a 19 year old.
Average insurance cost for 17 to 24 year old.
Average car insurance rates by age and state.
Adding a second driver should push the cost up yet bizarrely it can cut your costs.
Drivers who were licensed when they were 17 and had a year of experience out on the road had crash rates that were almost 35 lower than 18 year olds who were just starting to drive.
Newly licensed drivers are expensive to insure.
A great way to keep your teen safe and possibly save a bit of money is to monitor them.
Refer to the chart below to see average car insurance costs by age and state for full coverage.
Enter your state in the search box to see what you can expect to pay.
Car insurance for a 16 year old.
For example a fully comprehensive car insurance policy costs on average 1 028 for people aged 17 to 19 however the older you get the lower the premiums go.
Car insurance for an 18 year old.
That s more than 3 430 over the national average 1 758 for drivers age 30.
For a personal auto insurance policy premiums will be expensive for 18 year old drivers.
Car insurance for a 18 year old driver is nearly 5 190 on average for a year of full coverage on their own policy.